Growth Projector
Model your future income and portfolio growth from holding STRC. The yield is pre-filled from live market data, so just set an investment amount and a time horizon — every input recalculates instantly. Switch reinvestment on to see how compounding the dividends changes the outcome over longer periods, and compare the result against US Treasuries and a savings account side by side.
In my experience the single biggest driver of the long-run figure isn't the headline rate at all — it's whether you reinvest the dividends or take them as cash. How to use this tool →
All projections are hypothetical illustrations only. They assume a constant dividend yield and do not account for price fluctuation, reinvestment risk, tax, or changes in the dividend rate. Past performance is not indicative of future results.
Investment Details
Semi-monthly compounding: 12.1565% APY (+3.1 bps vs monthly)
Effective yield at live price $88.59: 12.98% ↑ · projecting on 11.50% annual
Projection Summary
Total Invested
$10,000
Income Generated
$7,747
Portfolio Value
$17,747
Total Return
77.5%
Portfolio Growth Over Time
Projection Table
Year 1
Portfolio Value
$11,216
Distributions
$1,216
Total Value
$12,431
Year 2
Portfolio Value
$12,579
Distributions
$2,579
Total Value
$15,158
Year 3
Portfolio Value
$14,108
Distributions
$4,108
Total Value
$18,217
Year 4
Portfolio Value
$15,823
Distributions
$5,823
Total Value
$21,647
Year 5
Portfolio Value
$17,747
Distributions
$7,747
Total Value
$25,494
| Period | Portfolio Value | Cumulative Distributions | Total Value |
|---|---|---|---|
| Year 1 | $11,216 | $1,216 | $12,431 |
| Year 2 | $12,579 | $2,579 | $15,158 |
| Year 3 | $14,108 | $4,108 | $18,217 |
| Year 4 | $15,823 | $5,823 | $21,647 |
| Year 5 | $17,747 | $7,747 | $25,494 |
Important Disclaimer
Digital Credit Yield is not a financial advisor. All content is provided for educational and research purposes only. Nothing on this site constitutes financial advice, investment advice, or a solicitation to buy or sell any financial instrument. Always consult a qualified financial adviser before making investment decisions.