About Me
I’ve been a full-time independent investor for seven years, and Digital Credit Yield is the research and tracking platform I built to support this work.
I amassed a ‘pot’ with the perk of an increased salary from working abroad. I wanted to see how this money could better serve me and my family which led me to the financial markets. Working you could say — two jobs.
I studied — watched — listened — learnt.
I was hooked, fascinated by this incredible world and made the decision in 2019 to trade full time based back in the UK.
Through research, trading and accounting I created spreadsheets and developed projections and forecast charts. As new preferred equity instruments emerged offering yields far above traditional savings, I found myself building more and more tools to analyse them. Digital Credit Yield grew from those spreadsheets — a way of sharing the same clarity I was building for myself with other retail investors navigating these products.
Away from the markets, I enjoy family life and also find inspiration and revitalisation whilst cycling hard through the country roads. Always great to travel too.
What I Track
STRC — Strategy's Perpetual Preferred Stock
Pays 11.50% annual dividends in semi-monthly cash payments. Dividend rate adjusts monthly to maintain trading near its $100 par value.
SATA — Strive's Preferred Equity Instrument
Pays 13.00% annualised in daily cash dividends. Targets a $99–$101 trading range, backed by 18+ months of cash reserves and over 19,000 Bitcoin.
BMNP — Bitmine's Preferred Equity Instrument
Pays 9.50% annualised in weekly cash dividends. Bitmine's Ethereum treasury preferred equity instrument, funded by ETH staking rewards via the MAVAN validator network. Began trading on the NYSE June 16, 2026.
Important Disclaimer
Digital Credit Yield is not a financial advisor. All content is provided for educational and research purposes only. Nothing on this site constitutes financial advice, investment advice, or a solicitation to buy or sell any financial instrument. Always consult a qualified financial adviser before making investment decisions.
