Growth Projector
Model your future income and portfolio growth from holding MORE. The yield is pre-filled from live market data, so just set an investment amount and a time horizon — every input recalculates instantly. Switch reinvestment on to see how compounding the dividends changes the outcome over longer periods, and compare the result against UK gilts and a savings account side by side.
In my experience the single biggest driver of the long-run figure isn't the headline rate at all — it's whether you reinvest the dividends or take them as cash. How to use this tool →
All projections are hypothetical illustrations only. They assume a constant dividend yield and do not account for price fluctuation, reinvestment risk, tax, or changes in the dividend rate. Past performance is not indicative of future results.
Investment Details
Weekly compounding: 12.7341% APY (+5.2 bps vs monthly)
Projection Summary
Total Invested
£10,000
Income Generated
£8,209
Portfolio Value
£18,209
Total Return
82.1%
Portfolio Growth Over Time
Projection Table
Year 1
Portfolio Value
£11,273
Distributions
£1,273
Total Value
£12,547
Year 2
Portfolio Value
£12,709
Distributions
£2,709
Total Value
£15,418
Year 3
Portfolio Value
£14,327
Distributions
£4,327
Total Value
£18,655
Year 4
Portfolio Value
£16,152
Distributions
£6,152
Total Value
£22,304
Year 5
Portfolio Value
£18,209
Distributions
£8,209
Total Value
£26,417
| Period | Portfolio Value | Cumulative Distributions | Total Value |
|---|---|---|---|
| Year 1 | £11,273 | £1,273 | £12,547 |
| Year 2 | £12,709 | £2,709 | £15,418 |
| Year 3 | £14,327 | £4,327 | £18,655 |
| Year 4 | £16,152 | £6,152 | £22,304 |
| Year 5 | £18,209 | £8,209 | £26,417 |
Important Disclaimer
Digital Credit Yield is not a financial advisor. All content is provided for educational and research purposes only. Nothing on this site constitutes financial advice, investment advice, or a solicitation to buy or sell any financial instrument. Always consult a qualified financial adviser before making investment decisions.