Growth Projector
Model your future income and portfolio growth from holding STRC. The yield is pre-filled from live market data, so just set an investment amount and a time horizon — every input recalculates instantly. Switch reinvestment on to see how compounding the dividends changes the outcome over longer periods, and compare the result against US Treasuries and a savings account side by side.
In my experience the single biggest driver of the long-run figure isn't the headline rate at all — it's whether you reinvest the dividends or take them as cash. How to use this tool →
All projections are hypothetical illustrations only. They assume a constant dividend yield and do not account for price fluctuation, reinvestment risk, tax, or changes in the dividend rate. Past performance is not indicative of future results.
Investment Details
Semi-monthly compounding: 12.7160% APY (+3.3 bps vs monthly)
Effective yield at live price $94.36: 12.72% ↑ · projecting on 12.00% annual
Projection Summary
Total Invested
$10,000
Income Generated
$8,194
Portfolio Value
$18,194
Total Return
81.9%
Portfolio Growth Over Time
Projection Table
Year 1
Portfolio Value
$11,272
Distributions
$1,272
Total Value
$12,543
Year 2
Portfolio Value
$12,705
Distributions
$2,705
Total Value
$15,410
Year 3
Portfolio Value
$14,320
Distributions
$4,320
Total Value
$18,641
Year 4
Portfolio Value
$16,141
Distributions
$6,141
Total Value
$22,283
Year 5
Portfolio Value
$18,194
Distributions
$8,194
Total Value
$26,388
| Period | Portfolio Value | Cumulative Distributions | Total Value |
|---|---|---|---|
| Year 1 | $11,272 | $1,272 | $12,543 |
| Year 2 | $12,705 | $2,705 | $15,410 |
| Year 3 | $14,320 | $4,320 | $18,641 |
| Year 4 | $16,141 | $6,141 | $22,283 |
| Year 5 | $18,194 | $8,194 | $26,388 |
Important Disclaimer
Digital Credit Yield is not a financial advisor. All content is provided for educational and research purposes only. Nothing on this site constitutes financial advice, investment advice, or a solicitation to buy or sell any financial instrument. Always consult a qualified financial adviser before making investment decisions.