The Differentiator — How Does BMNP Compare?
Enter your investment details below to see how BMNP's high distribution yield compares to traditional savings and fixed income options over your chosen time horizon.
Investment Details
Benchmark Rates
Adjust these rates to reflect current market conditions for an accurate comparison.
Advantage over US Treasuries
End of Period Comparison — 5 Year Projection
BMNP
Final Value
$16,050
Total Gain
+$6,050
vs Bank Savings
+$5,797 more
US Treasuries (~ 5%)
Final Value
$12,834
Total Gain
+$2,834
vs Bank Savings
+$2,580 more
High-Yield Savings (~ 4.2%)
Final Value
$12,332
Total Gain
+$2,332
vs Bank Savings
+$2,079 more
Bank Savings (~ 0.5%)
Final Value
$10,253
Total Gain
+$253
| Asset | Final Value | Total Gain | vs Bank Savings |
|---|---|---|---|
| BMNP | $16,050 | +$6,050 | +$5,797 more |
| US Treasuries (~ 5%) | $12,834 | +$2,834 | +$2,580 more |
| High-Yield Savings (~ 4.2%) | $12,332 | +$2,332 | +$2,079 more |
| Bank Savings (~ 0.5%) | $10,253 | +$253 | — |
Monthly Income Comparison
Monthly cash income at start vs end of 5 years — grows as 100% reinvestment compounds the portfolio.
BMNP — 9.5%
Start
$79/mo
End of 5 Years
$127/mo
US Treasuries — 5.0%
Start
$42/mo
End of 5 Years
$53/mo
+$74/mo more with BMNP by end
High-Yield / ISA — 4.2%
Start
$35/mo
End of 5 Years
$43/mo
+$84/mo more with BMNP by end
Bank Savings — 0.5%
Start
$4/mo
End of 5 Years
$4/mo
+$123/mo more with BMNP by end
Over 5 Years, BMNP delivers $3,217 more than US Treasuries and $5,797 more than a standard bank account — on the same $10,000 investment.
By end of 5 Years, monthly income grows to $127/month with BMNP — vs $53/month from Treasuries and $4/month from a bank account.
BMNP vs Bank
+56.5% more
BMNP vs High-Yield
+30.1% more
BMNP vs Treasuries
+25.1% more
Projections are illustrative only and do not constitute financial advice. Past performance is not a guarantee of future results. Benchmark rates are user-defined and should be verified against current market rates.
Important Disclaimer
Digital Credit Yield is not a financial advisor. All content is provided for educational and research purposes only. Nothing on this site constitutes financial advice, investment advice, or a solicitation to buy or sell any financial instrument. Always consult a qualified financial adviser before making investment decisions.